Senior Citizens Handbook

Senior Citizens Manual

Welcome to the 21st Edition of the Senior Citizens Handbook. Legal Services of Eastern Missouri (LSEM) is so grateful to all the contributors to this edition and those who contributed over the years to many prior editions. The first edition of this book was published in 1977.

Below is a list of the chapters concerning vital information to senior citizens in Missouri.  You can open or download a pdf copy of the manual at the bottom of this page.

Chapter 1 - Supplemental Security Income 

Chapter 2 – Social Security Survivor Benefits 

Chapter 3 – Federal Income Tax and Tax Relief for Older Adults 

Chapter 4 – Supplemental Nutrition Assistance Program (SNAP)

Chapter 5 – Private Retirement Plans 

Chapter 6 – Employment Discrimination 

Chapter 7 – Unemployment Insurance Benefits

Chapter 8 – Medicare 

Chapter 9 – Medicaid (MO HealthNet) 

Chapter 10 – Nursing Homes and Other Care Options 

Chapter 11 – Veterans Benefits 

Chapter 12 – Power of Attorney, Personal Custodian, and Guardianship 

Chapter 13 – Advanced Directives and Durable Power of Attorney for Healthcare 

Chapter 14 – Property & Other Asset Transfers After Death 

Chapter 15 – Protective Services and Adult Abuse 

Chapter 16 – Adult Abuse Law 

Chapter 17 – Housing Discrimination 

Chapter 18 – Landlord and Tenant Relationships 

Chapter 19 – Tips for Being an Informed Consumer 

Chapter 20 – Predatory Loans 

Chapter 21 – Health and Life Insurance Information for Consumers 

Chapter 22 – Reverse Mortgages 

Chapter 23 – Expunging Criminal Records Resources – Area Agencies on Aging

Table of Contents

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